LIC Housing Finance Limited (LIC HFL), the housing finance company promoted by LIC, has announced 50 Management Trainee – Marketing and Sales openings for a one-year training programme across 35 cities in India. The stipend during training is Rs. 40,000 to Rs. 50,000 per month. On successful completion of training and subject to LIC HFL’s absorption criteria, the post-absorption CTC is stated as Rs. 14 lakh per year and above. An MBA is mandatory. The application is online and closes on 25 October 2026. Selected trainees must serve a minimum two-year service bond from the date of joining.
This is a corporate Management Trainee programme offered by LIC Housing Finance Limited, a PSU-promoted housing finance company. It is not a Central or State Government post. There is no government examination, no reservation policy, and no age limit stated for this role.
Important Note:
- Confirm you reside in one of the 35 listed cities and are fluent in the local language of that city before applying – both are hard conditions and candidates from unlisted cities or without local language fluency are not eligible.
- Absorption into LIC HFL at the end of the training year is subject to LIC HFL’s prescribed criteria and is not guaranteed. Read the two-year bond terms carefully before accepting any offer – the bond amount is not disclosed in the listing.
- No application fee is mentioned. Any request for payment from anyone claiming to represent LIC HFL or any recruitment portal in connection with this role should be treated as a scam.
Overview
| Particulars | Details |
|---|---|
| Organisation | LIC Housing Finance Limited (LIC HFL) |
| Post | Management Trainee – Marketing and Sales |
| Total Openings | 50 |
| Nature of Role | One-year management training programme; corporate role – not a government post |
| Training Stipend | Rs. 40,000 to Rs. 50,000 per month (CTC Rs. 4,80,000 to Rs. 6,00,000 per year during training) |
| Post-Absorption CTC | Rs. 14 lakh per year and above (subject to absorption criteria being met) |
| Service Bond | Minimum 2 years from date of joining (bond amount not disclosed in listing) |
| Application Mode | Online |
| Application Fee | Not mentioned |
| Age Limit | Not stated in the listing |
| Application Last Date | 25 October 2026 |
| Start Date | Immediately |
| Off Days | 2nd and 4th Saturdays of every month |
| Job Locations | 35 cities across India |
| Official Website | lichousing.com |
Important Dates
| Event | Date |
|---|---|
| Application Last Date | 25 October 2026 |
| Joining | Immediately after selection |
Vacancy Details
| Post | Openings | Nature |
|---|---|---|
| Management Trainee – Marketing and Sales | 50 | One-year training programme; absorption subject to criteria |
Eligibility Criteria
Educational Qualification
MBA degree is mandatory. The listing does not restrict the specialisation or year of passing.
Experience
No experience is required. 0 to 1 year of experience in sales and negotiation is preferred. The role is addressed to fresh MBA graduates.
Language Requirement
Fluency in the local language of the city applied for is a mandatory eligibility condition.
Residence Requirement
Applicants must be residents of one of the 35 cities listed below. Applications from candidates not residing in a listed city are not accepted.
Skills Required
Business development, client relationship management, effective communication, field sales, negotiation, and sales.
Eligible Cities – 35 Locations
| Region | Cities |
|---|---|
| North | Chandigarh, Dehradun, Delhi, Ghaziabad, Gurgaon, Kanpur, Sonipat, Ludhiana, Jaipur, Jodhpur, Gwalior West |
| Central and East | Indore, Bhopal, Patna, Ranchi, Kolkata, Bhubaneswar, Cuttack, Guwahati, Raipur, Tripura |
| West | Mumbai, Thane, Pune, Pimpri-Chinchwad, Nagpur, Nashik |
| South | Chennai, Coimbatore, Madurai, Bangalore, Mysuru, Hyderabad, Vijayawada, Ernakulam |
The listing does not specify how many of the 50 openings are allocated to each city.
Compensation
| Stage | Monthly | Annual CTC |
|---|---|---|
| Training Year (JRF) | Rs. 40,000 to Rs. 50,000 | Rs. 4,80,000 to Rs. 6,00,000 |
| After Absorption (subject to LIC HFL’s criteria) | Not stated monthly | Rs. 14,00,000 and above per year |
Note: Post-absorption CTC applies only if the trainee is absorbed by LIC HFL at the end of the training year. The listing does not guarantee absorption. The two-year service bond applies from the date of joining; the bond amount and penalty terms are not disclosed in the listing. Candidates should ask for these details before accepting an offer.
Role and Responsibilities
The Management Trainee role covers three broad areas:
Sales and Business Development: Identify, approach, and acquire customers through online and offline channels to meet targets. Source housing loans, loans against property, and other retail loans. Build relationships with builders and developers and identify projects for APF and Mini-APF approval.
Customer and Channel Relationships: Guide customers on product features, eligibility, and documentation. Support the in-house sales team. Manage Direct Selling Agents (DSAs) and Marketing Intermediaries, monitor their productivity, and train them.
Credit Assessment and Market Intelligence: Carry out preliminary loan appraisal and underwriting under the company’s credit policy. Coordinate with internal teams on loan processing and project evaluation. Track market trends and report business feedback.
This is a field-facing role. The listing does not describe it as remote or hybrid.
Application Fee
Not mentioned in the listing. Any demand for payment in connection with this role should be reported as a scam.
Selection Process
The selection process is not described in the listing. Candidates are shortlisted based on their profiles and may be contacted for further rounds. Check lichousing.com for any additional selection details.
How to Apply for LIC HFL Management Trainee Recruitment 2026
- Visit the LIC HFL Careers page at lichousing.com/careers and look for the Management Trainee – Marketing and Sales opening.
- The application is also listed on Internshala. Create or log in to your Internshala account and complete your profile before applying.
- Fill in all required details, answer any additional questions in the application, and submit before 25 October 2026.
- Before applying, confirm that you reside in one of the 35 listed cities and can work in the local language.
Important Instructions
- This is a corporate management trainee role at LIC Housing Finance Limited, a PSU-promoted listed company. It is not a Central or State Government post and does not carry any government reservation, age limit, or examination as described in the listing.
- Absorption after the training year is subject to LIC HFL’s prescribed criteria and is not guaranteed.
- The two-year service bond applies from the date of joining. The bond amount and terms are not disclosed – ask before accepting.
- Residence in one of the 35 listed cities and fluency in the local language are hard eligibility conditions. Applications from outside the listed cities are not accepted.
- No application fee is mentioned. Any demand for payment is a scam.
- The listing does not state an age limit, reservation policy, or written examination.
Important Links
| Description | Link |
|---|---|
| LIC HFL Careers Page – Management Trainee Opening | Click Here |
| LIC HFL Official Website | Click Here |
FAQs
Is LIC HFL Management Trainee a government job?
No. LIC Housing Finance Limited is a listed housing finance company promoted by LIC. It is a PSU-promoted private entity. This management trainee role is a corporate position – not a Central or State Government post. There is no government examination, reservation, or age limit stated.
What is the last date to apply?
25 October 2026.
Is MBA mandatory?
Yes. An MBA degree is mandatory. The listing does not restrict specialisation or year of passing.
Can freshers apply?
Yes. No experience is required. 0 to 1 year of sales and negotiation experience is preferred.
What is the stipend during training?
Rs. 40,000 to Rs. 50,000 per month (Rs. 4,80,000 to Rs. 6,00,000 per year) during the one-year training period.
What is the CTC after absorption?
Rs. 14 lakh per year and above, as stated in the listing. This applies only if the trainee is absorbed by LIC HFL after the training year, subject to its prescribed criteria. Absorption is not guaranteed.
What is the service bond?
A minimum of two years from the date of joining. The bond amount and terms are not disclosed in the listing. Ask for these details before accepting an offer.
Can I apply from a city not on the 35-city list?
No. Only residents of the 35 listed cities are eligible. Local language fluency is also a mandatory condition.
Disclaimer
The information in this article is based on the LIC Housing Finance Limited Management Trainee – Marketing and Sales recruitment listing available on lichousing.com and the associated Internshala listing. This is a corporate management trainee programme and is not a government post. Absorption after training is not guaranteed and is subject to LIC HFL’s prescribed criteria. The two-year service bond amount and terms are not disclosed in the listing and must be confirmed directly with LIC HFL before accepting any offer. JobShouter is not associated with LIC Housing Finance Limited or LIC. This article is for informational purposes only.
