South Indian Bank Limited has invited online applications for the post of Junior Officer (Operations) for selected locations across Tamil Nadu, Puducherry, Maharashtra and Goa. The application window is open from 16 October to 27 October 2026 at recruit.southindianbank.com/RDC/. The total annual CTC is Rs. 5.14 lakh. Candidates must hold any graduation with at least 50% marks and have a minimum of two years of experience in banks or NBFCs. The appointment is initially on a three-year contract, renewable at the bank’s discretion.
Important Note
1. Domicile restriction applies. Only candidates domiciled in Tamil Nadu, Puducherry, Maharashtra or Goa are eligible. Candidates from other states cannot apply.
2. Work experience in a bank or NBFC is mandatory. A minimum of two years of experience in banks or Non-Banking Financial Companies is required as of 30 September 2026. Fresh graduates are not eligible.
3. This is a contractual, not a permanent, appointment. The initial contract is for three years, renewable at the bank’s discretion. Regular-employee perquisites, including staff loans, do not apply. High-performing officers may be considered for regular employment as Assistant Manager (Scale I) after the contract, but this is not guaranteed.
South Indian Bank Junior Officer Recruitment 2026: Overview
| Particulars | Details |
|---|---|
| Recruiting Organisation | South Indian Bank Limited |
| Post Name | Junior Officer (Operations) |
| Total Vacancies | Not stated in the notification |
| Educational Qualification | Graduation in any discipline with minimum 50% marks, regular stream (10+2+3) |
| Work Experience | Minimum 2 years in banks or NBFCs |
| Age Limit | Maximum 28 years as of 30 September 2026 |
| Age Relaxation | 5 years for SC or ST candidates |
| Annual CTC | Rs. 5.14 lakh (including NPS contribution, insurance and variable pay) |
| Employment Type | Contractual, initially 3 years |
| Domicile Eligibility | Tamil Nadu, Puducherry, Maharashtra and Goa |
| Selection Process | Group Discussion and or Personal Interview |
| Application Mode | Online at recruit.southindianbank.com/RDC/ |
| Application Start Date | 16 October 2026 |
| Last Date to Apply | 27 October 2026 |
| Eligibility Cut-off Date | 30 September 2026 |
| Official Website | southindianbank.bank.in |
South Indian Bank Junior Officer 2026: Important Dates
| Event | Date |
|---|---|
| Online Application Opened | 16 October 2026 |
| Last Date to Apply Online | 27 October 2026 |
| Eligibility Cut-off Date | 30 September 2026 |
South Indian Bank Junior Officer 2026: Eligibility
Educational Qualification
Candidates must hold a graduation degree in any discipline with a minimum of 50% marks. The prescribed educational progression is SSLC or SSC, then HSC, then graduation under the regular stream (10+2+3 pattern). Candidates who completed their education through correspondence, distance or part-time mode may not meet this requirement. Verify from the official notification at southindianbank.bank.in.
Work Experience
A minimum of two years of experience in banks or Non-Banking Financial Companies (NBFCs) is required. Experience must be satisfied as of the eligibility cut-off date of 30 September 2026.
Domicile Eligibility
Only candidates domiciled in the following states or Union Territory are eligible:
- Tamil Nadu
- Puducherry
- Maharashtra
- Goa
The bank will give preference to candidates proficient in the local language of the applied location. All appointed candidates must be willing to serve anywhere in India if transferred.
Age Limit
| Category | Maximum Age | Age as of |
|---|---|---|
| General and Others | 28 Years | 30 September 2026 |
| SC or ST | 33 Years (5 years relaxation) | 30 September 2026 |
Candidates must have been born on or after 1 October 1998 (General) or 1 October 1993 (SC or ST).
South Indian Bank Junior Officer 2026: Annual CTC and Benefits
| Particulars | Details |
|---|---|
| Annual CTC | Rs. 5.14 lakh |
| Includes | NPS contribution, insurance premium and variable pay based on performance |
| Group Personal Accident Insurance | Rs. 40 lakh coverage, at bank’s cost |
| Health Insurance | Rs. 5.25 lakh coverage, at bank’s cost |
| Life Insurance | Rs. 35 lakh coverage; monthly premium of Rs. 214.85 inclusive of GST, borne by employee, subject to revision |
| Annual Increment | Based on performance evaluation or other parameters decided by the bank |
| Official Duty Allowances | Lodging, halting and travelling expenses as per bank norms |
The annual CTC of Rs. 5.14 lakh is not the same as monthly in-hand salary. The notification does not provide a fixed monthly in-hand figure. Regular-employee staff loans and other permanent-employee perquisites do not apply to this contractual role.
South Indian Bank Junior Officer 2026: Location Details
Candidates must apply for one location from the notified list. The bank reserves the right to transfer appointed employees anywhere in India.
| State or UT | Notified Locations |
|---|---|
| Tamil Nadu | Chennai, Coimbatore, Cuddalore, Dharmapuri, Erode, Karur, Nilgiris, Salem, Tiruppur, Tirunelveli, Vellore, Virudhunagar, Kancheepuram, Kanyakumari, Nagapattinam, Pudukottai, Theni, Thiruvallur, Thoothukudi and Ramanathapuram |
| Puducherry | Puducherry |
| Maharashtra | Aurangabad, Nagpur, Pune, Thane and Mumbai Suburban |
| Goa | Goa |
South Indian Bank Junior Officer 2026: Selection Process
- Shortlisting of eligible applicants from the online applications received.
- Group Discussion and or Personal Interview for shortlisted candidates.
- Verification of original educational, experience and identity documents.
- Medical fitness and background verification, including credit history, CFR and police clearance checks.
- Final appointment subject to bank requirements.
Meeting the minimum eligibility criteria does not guarantee a call for the selection process. All communications will be sent through official channels including the registered email address.
South Indian Bank Junior Officer 2026: Contract and Career Progression
| Particulars | Details |
|---|---|
| Contract Period | Initially 3 years |
| Renewal | At the sole discretion of the bank, based on performance |
| Career Progression | High performers may be considered for regular Assistant Manager (Scale I) appointment, subject to bank norms (not guaranteed) |
| Mandatory Service Bond | Not applicable to this contractual role |
How to Apply for South Indian Bank Junior Officer Recruitment 2026
- Visit the official recruitment portal at recruit.southindianbank.com/RDC/.
- Read the Junior Officer (Operations) notification and verify your eligibility carefully.
- Open the online application for the Junior Officer (Operations) post.
- Enter all required personal, contact, educational and work experience details.
- Select your preferred notified location.
- Upload your recent passport-size photograph, signature and resume as per the specifications below.
- Review all entries carefully before submission. No modifications are permitted after final submission.
- Submit the application online by 27 October 2026.
- Note the system-generated User ID or Application Reference ID.
- Check your registered email for application details and login credentials.
- Log in to confirm the application status shows as successfully submitted.
Do not register multiple times for the same role. Multiple registrations lead to disqualification.
Upload Specifications
| Document | Specifications |
|---|---|
| Photograph | Recent passport-size colour photograph, white background, 378 x 437 pixels, maximum 50 KB. No caps, hats or dark glasses. |
| Signature | Black ink on white paper, 140 x 110 pixels, maximum 50 KB |
| Resume | PDF format, maximum 1 MB |
Retain two copies of the same photograph for use during the recruitment process.
Help Desk
| Contact | Details |
|---|---|
| Recruitment Email | careers@southindianbank.com |
| Toll-Free Number 1 | 1800-425-1809 |
| Toll-Free Number 2 | 1800-102-9408 |
Important Links
| Description | Link |
|---|---|
| Apply Online (Official Recruitment Portal) | Click Here |
| South Indian Bank Careers Page | Click Here |
| South Indian Bank Official Website | Click Here |
FAQs
What is the last date to apply for South Indian Bank Junior Officer Recruitment 2026?
27 October 2026. Apply at recruit.southindianbank.com/RDC/.
How many vacancies are there in South Indian Bank Junior Officer Recruitment 2026?
The exact number of vacancies is not stated in the notification.
Who is eligible to apply?
Graduates with at least 50% marks (regular stream) and a minimum of two years of experience in banks or NBFCs, domiciled in Tamil Nadu, Puducherry, Maharashtra or Goa, aged up to 28 years as of 30 September 2026.
What is the annual CTC for the Junior Officer (Operations) post?
Rs. 5.14 lakh per annum, including NPS contribution, insurance premium and variable pay.
Is this a permanent job?
No. The appointment is contractual for an initial period of three years, renewable at the bank’s discretion. Regular appointment as Assistant Manager (Scale I) is possible for high performers but is not guaranteed.
What is the selection process?
Shortlisting followed by Group Discussion and or Personal Interview, document verification and background checks.
Can I apply if I am from Kerala or Karnataka?
No. Only candidates domiciled in Tamil Nadu, Puducherry, Maharashtra or Goa are eligible.
Disclaimer
This article is based on the South Indian Bank Junior Officer (Operations) recruitment notification published on the official South Indian Bank website (southindianbank.bank.in) and recruitment portal (recruit.southindianbank.com/RDC/). South Indian Bank is a private sector scheduled commercial bank. The total vacancy count is not mentioned in the notification. Candidates must read the official notification thoroughly before applying, as eligibility, domicile and experience conditions are strictly defined. JobShouter is not associated with South Indian Bank Limited. This article is for informational purposes only.
