Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, has released Advertisement No. HRDD/RECT/04/2026-27 dated 28 August 2026 for recruitment of 291 Generalist and Specialist Officers across 14 post codes in JMGS Scale I, MMG Scale II and MMG Scale III. Posts span Manager (Branch Management), Manager and Senior Manager in IT, Information Security, Information Security Audit, Database Administration, Network Administration and Cyber Security, Manager and Senior Manager (Credit), Senior Manager (Risk) and Assistant Manager (Security). Applications open on 29 August 2026 and close on 15 September 2026 at ibpsreg.ibps.in/iobgoaug26/. Selection is through an Online Examination followed by a Personal Interview, with 80% weightage to the exam and 20% to the interview in the final merit list.
Important – Read Before You Apply: Four things to act on before you fill the form. First, eligibility – age, educational qualification and post-qualification experience – is assessed as on 1 August 2026, not the application closing date – check your experience tally carefully for each post because the requirement varies from 2 years to 8 years and the reference date is a month before the closing date. Second, four separate items must be uploaded – photograph, signature, left thumb impression and handwritten declaration – the handwritten declaration is a specific paragraph you must write in your own hand on a white sheet, scan and upload; failing to upload any of the four will cause rejection even on an otherwise complete application. Third, a Financial Service Indemnity Bond is mandatory on joining – Rs. 2,00,000 for JMGS I and Rs. 2,50,000 for MMGS II and III, each covering a minimum of 3 years of service – this is a binding commitment, not a refundable deposit; factor this into your decision before applying. Fourth, Ration Card is explicitly not accepted as identity proof at any stage – Passport, Aadhaar, e-Aadhaar, PAN Card, Driving Licence or Voter’s Card are the accepted documents.
IOB Recruitment 2026 – Overview
| Particulars | Details |
|---|---|
| Organisation | Indian Overseas Bank (IOB), Chennai |
| Advertisement No. | HRDD/RECT/04/2026-27 dated 28 August 2026 |
| Posts | 14 post codes – Generalist and Specialist Officers in JMGS I, MMGS II and MMGS III |
| Total Vacancies | 291 |
| Application Mode | Online only via IBPS-hosted portal |
| Application Fee | Rs. 1,000 General/OBC/EWS (inclusive of GST); Rs. 175 SC/ST/PwBD (inclusive of GST) |
| Application Opens | 29 August 2026 |
| Application Closes | 15 September 2026 |
| Eligibility Reckoned As On | 1 August 2026 |
| Selection Process | Online Exam (80% weightage) + Personal Interview (20% weightage) |
| Exam Centres | Delhi/NCR, Mumbai/MMR/Thane, Chennai, Kolkata, Hyderabad, Bengaluru |
| Service Bond | Rs. 2,00,000 (JMGS I) or Rs. 2,50,000 (MMGS II and III) for minimum 3 years of service |
| Official Website | iob.bank.in |
Important Dates
| Event | Date |
|---|---|
| Notification released | 28 August 2026 |
| Online application opens | 29 August 2026 |
| Online application and fee payment closes | 15 September 2026 |
| Eligibility cut-off | 1 August 2026 |
| Online Examination | To be announced on iob.bank.in |
| Interview | To be announced after exam result |
Vacancy Details – All 14 Post Codes
| Post Code | Post | Scale | UR | OBC | SC | ST | EWS | Total |
|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 41 | 27 | 15 | 7 | 10 | 100 |
| 02 | Manager (IT) | MMGS II | 25 | 18 | 10 | 5 | 7 | 65 |
| 03 | Manager (Information Security) | MMGS II | – | 2 | 1 | 1 | 1 | 5 |
| 04 | Manager (Information Security Audit) | MMGS II | – | 2 | 1 | 1 | 1 | 5 |
| 05 | Senior Manager (IT) | MMGS III | 3 | 3 | 2 | 1 | 1 | 10 |
| 06 | Senior Manager (Information Security) | MMGS III | – | 1 | 1 | – | 1 | 3 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | – | – | 1 | 1 | – | 2 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 6 | 2 | 1 | – | 1 | 10 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 4 | 1 | – | – | – | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 4 | 1 | – | – | – | 5 |
| 11 | Manager (Credit) | MMGS II | 11 | 11 | 8 | 3 | 2 | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 7 | 4 | 2 | 1 | 1 | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 3 | 1 | 1 | – | 1 | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 13 | 6 | 3 | 1 | 2 | 25 |
| Total | 117 | 79 | 46 | 21 | 28 | 291 |
PwBD horizontal reservation: 4 posts for Hearing Impaired, 5 for Orthopedically Challenged, 2 for Visually Impaired, 1 for Intellectual Disability – total 12 PwBD seats across all posts.
Eligibility Criteria – Post-wise
All eligibility is assessed as on 1 August 2026.
Post Code 01 – Manager (Branch Management), MMGS II (Age: 23-33 years)
Degree in any discipline from a recognised university. Experience: 3 years as an Officer in a Scheduled Public or Private Sector Bank, with at least 2 years in Branch Banking.
Post Code 02 – Manager (IT), MMGS II (Age: 25-35 years)
B.E./B.Tech in CS/IT/Electronics and Communication/Electronics and Instrumentation; or MCA; or M.Sc. in CS/IT. Experience: minimum 5 years post-qualification IT experience, at least 3 years in Banking or BFSI, with hands-on experience in at least one specified technology domain.
Post Code 03 – Manager (Information Security), MMGS II (Age: 22-32 years)
B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics and Communication/Cyber Security/Information Security. Experience: minimum 2 years across at least 3 specified security domains.
Post Code 04 – Manager (Information Security Audit), MMGS II (Age: 22-32 years)
B.E./B.Tech or M.E./M.Tech in the above disciplines, or MCA. Experience: minimum 2 years (at least 1 year in IS Audit or Cyber Security Audit in Banking/BFSI), or equivalent software development experience.
Post Code 05 – Senior Manager (IT), MMGS III (Age: 28-38 years)
B.E./B.Tech in CS/IT/Electronics and Communication/Electronics and Instrumentation; or MCA; or M.Sc. in CS/IT. Experience: minimum 8 years post-qualification IT experience, at least 5 years in Banking or BFSI. Mandatory certification: CISA/CISSP/ISO 27001:LA/OSCP.
Post Code 06 – Senior Manager (Information Security), MMGS III (Age: 25-35 years)
B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics and Communication/Cyber Security/Information Security. Experience: minimum 5 years across at least 3 specified security domains.
Post Code 07 – Senior Manager (Information Security Audit), MMGS III (Age: 25-35 years)
B.E./B.Tech or M.E./M.Tech in above disciplines, or MCA. Experience: minimum 5 years, at least 3 years in IS Audit or Cyber Security Audit in Banking/BFSI, or equivalent software development experience.
Post Code 08 – Senior Manager (Database Administrator), MMGS III (Age: 28-38 years)
B.E./B.Tech in CS/IT/Electronics and Communication/Electronics and Instrumentation; or MCA; or M.Sc. in CS/IT. Experience: minimum 8 years in Database Administration, at least 5 years in production DBA and 3 years in Banking/BFSI. Mandatory certification: OCA/OCP.
Post Code 09 – Senior Manager (Network Administrator), MMGS III (Age: 25-35 years)
B.E./B.Tech or M.Tech in CS/IT/Electronics and Communication/Electronics and Instrumentation, or MCA. Experience: minimum 5 years in Network Operations, including Cisco FTD and Checkpoint firewall security. Mandatory certification: CCNA (Routing and Switching or Security) or Checkpoint CCSE.
Post Code 10 – Senior Manager (Cyber Security Administrator), MMGS III (Age: 25-35 years)
B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics and Communication/Cyber Security/Information Security. Experience: minimum 5 years across at least 2 specified cyber security domains.
Post Code 11 – Manager (Credit), MMGS II (Age: 23-33 years)
Bachelor’s degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance); or CA; or CMA. Experience: 3 years in a Bank or Financial Institution, at least 2 years in credit.
Post Code 12 – Senior Manager (Credit), MMGS III (Age: 25-35 years)
Bachelor’s degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance); or CA; or CMA. Experience: 6 years in a Bank or Financial Institution, at least 4 years in credit.
Post Code 13 – Senior Manager (Risk), MMGS III (Age: 25-35 years)
Graduation with MBA (Finance)/PGDM (Finance)/PGDBF/MFM/MFC/Masters in Mathematics, Statistics or Economics; or Graduation with GARP or PRMIA risk certification. Experience: minimum 5 years in a Bank, NBFC or Financial Institution in Risk, Credit, Forex, Treasury or Finance.
Post Code 14 – Assistant Manager (Security), JMGS I (Age: 30-45 years)
Graduate from a recognised university, plus a minimum 3-month certification course in Computer/IT/Computer Science. Experience: retired JCO or equivalent with minimum 5 years of service in Army/Navy/Air Force; or Inspector rank or Sub-Inspector-and-above with minimum 5 years in Paramilitary Forces or Police.
Age Limit
Age is reckoned as on 1 August 2026.
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen/Commissioned Officers (min. 5 years military service) | 5 years |
Cumulative relaxation across categories is available to SC/ST/OBC PwBD candidates, subject to a maximum upper age cap of 50 years. There is no reservation for Ex-Servicemen in the Officers’ cadre, though age relaxation applies as per Government guidelines.
Pay Scale
| Scale | Pay Scale (Rs.) |
|---|---|
| JMGS I | Rs. 48,480 to Rs. 85,290 |
| MMGS II | Rs. 64,820 to Rs. 93,960 |
| MMGS III | Rs. 85,920 to Rs. 1,05,280 |
All scales carry DA, HRA, CCA and other allowances as per rules. Specialist Officers in MMGS II and III are additionally eligible for Conveyance Expenses, Newspaper Cost, Telephone/Mobile Expenses, Residential Furniture and Bank accommodation or leased accommodation during probation as per extant IOB guidelines.
Application Fee
| Category | Fee (inclusive of GST) |
|---|---|
| General/OBC/EWS | Rs. 1,000 |
| SC/ST/PwBD | Rs. 175 |
Fee is paid online via Debit Card, Credit Card, Internet Banking or BHIM/UPI. Non-refundable and cannot be adjusted against any other recruitment.
Exam Pattern and Selection Process
Online Examination – Post Code 01 (Manager, Branch Management)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| Professional Knowledge (Banking Law and Practice, Indian Economy and Financial System, Principles and Practices of Banking, Accounting and Financial Management) | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 hours |
Online Examination – All Other Post Codes (02 to 14)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| General Awareness (with special reference to Banking Industry) | 25 | 25 | 30 minutes |
| Professional Knowledge (post-specific) | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 hours |
Negative marking: 1/4 of the marks allotted to a question is deducted for each wrong answer. No penalty for unattempted questions. There is no minimum qualifying mark for General Awareness and English Language sections. Minimum qualifying marks in the Professional Knowledge section: 35% for Unreserved candidates; 30% for Reserved candidates.
Interview: Maximum 100 marks. Minimum qualifying: 50% for Unreserved; 45% for Reserved. Assessed on Role-related Industry Exposure, Subject Knowledge and Communication Skills.
Final Merit: 80% weightage to Online Exam + 20% weightage to Interview. Outstation SC/ST/PwBD unemployed candidates are reimbursed second-class train fare by the shortest route for attending the interview.
How to Apply
- Visit iob.bank.in and go to Careers. Select the Recruitment of Generalist/Specialist Officers 2026-27 notification.
- Click “Register Online” and complete first-time registration. Note the system-generated Registration Number and Password sent by email and SMS.
- Log in and select the post you are applying for.
- Upload four mandatory items: photograph (4.5 cm x 3.5 cm, JPG, 20-50 KB), signature (JPG, 10-20 KB), left thumb impression (JPG, 20-50 KB) and handwritten declaration (JPG, 50-100 KB – write the prescribed paragraph in your own hand on a white sheet with a black ink pen, then scan and upload).
- Fill in all required personal, educational and experience details. Check the post-wise eligibility against your profile as on 1 August 2026 before submitting.
- Pay the applicable application fee online.
- Click “Complete Registration.” Take a printout of the submitted application and payment e-receipt.
- Candidates may apply for more than one post provided they fulfil the eligibility for each. If multiple applications are submitted for the same post, only the last one is considered.
Important Instructions
- Applications are online only from 29 August to 15 September 2026. No other mode is accepted.
- Eligibility – age, qualification and experience – is assessed as on 1 August 2026.
- Financial Service Indemnity Bond of Rs. 2,00,000 (JMGS I) or Rs. 2,50,000 (MMGS II/III) must be executed at joining, committing to a minimum of 3 years of service.
- Ration Card is not accepted as identity proof at any stage.
- OBC candidates must submit a non-creamy layer certificate valid as on the date of interview.
- Candidates currently in Government, PSU or Bank service must produce a No Objection Certificate at the interview.
- Canvassing in any form leads to disqualification.
- Requests for change of exam centre, interview date or registered email will not be entertained.
- The Bank reserves the right to modify, cancel or add to eligibility or selection criteria at any stage.
Important Links
| Description | Link |
|---|---|
| Apply Online – IBPS Portal | Apply Now |
| Official Notification PDF | Apply Now |
| IOB Official Website | Apply Now |
Frequently Asked Questions – IOB Recruitment 2026
Q1. How many vacancies are there in IOB Recruitment 2026?
✅ 291 posts across 14 post codes – covering Generalist and Specialist Officers in JMGS I, MMGS II and MMGS III – under Advt. No. HRDD/RECT/04/2026-27 dated 28 August 2026.
Q2. What is the last date to apply for IOB Recruitment 2026?
✅ 15 September 2026. Online applications and fee payment both close on this date. Applications are submitted at ibpsreg.ibps.in/iobgoaug26/.
Q3. What is the eligibility cut-off date?
✅ 1 August 2026. Age, educational qualification and post-qualification work experience are all assessed as on this date – not the application closing date.
Q4. What is the application fee?
✅ Rs. 1,000 for General, OBC and EWS candidates; Rs. 175 for SC, ST and PwBD candidates, both inclusive of GST. Non-refundable.
Q5. What is the selection process?
✅ Online Examination (100 marks, 2 hours) followed by Personal Interview (100 marks). Final merit is 80% exam weightage and 20% interview weightage. Negative marking of 1/4 mark per wrong answer applies in the exam.
Q6. What pay scale does the Manager (Branch Management) post carry?
✅ MMGS II: Rs. 64,820 to Rs. 93,960 plus DA, HRA, CCA and other applicable allowances.
Q7. Can I apply for more than one post?
✅ Yes, provided you are eligible for each post separately. Submit a separate application for each. If you submit multiple applications for the same post, only the last submitted one is considered valid.
Q8. What is the Financial Service Indemnity Bond?
✅ A binding commitment to serve IOB for a minimum of 3 years from the date of joining, backed by a bond of Rs. 2,00,000 for JMGS I and Rs. 2,50,000 for MMGS II and III. This is not a refundable deposit.
Q9. What mandatory certifications are required for Senior Manager (IT) and Senior Manager (Database Administrator)?
✅ Senior Manager (IT) requires CISA, CISSP, ISO 27001:LA or OSCP certification. Senior Manager (Database Administrator) requires OCA or OCP certification. Senior Manager (Network Administrator) requires CCNA (Routing and Switching or Security) or Checkpoint CCSE. These are mandatory conditions, not preferences.
Q10. What documents are not accepted as identity proof?
✅ Ration Card is specifically excluded from the list of valid identity proofs at all stages of this recruitment. Accepted proofs are Passport, Aadhaar, e-Aadhaar, PAN Card, Driving Licence and Voter’s Card.
Disclaimer: This article is based on Advertisement No. HRDD/RECT/04/2026-27 dated 28 August 2026, released by Indian Overseas Bank (IOB), Chennai, for 291 Generalist and Specialist Officer posts across 14 post codes in JMGS Scale I, MMG Scale II and MMG Scale III. Online applications are open from 29 August to 15 September 2026 at ibpsreg.ibps.in/iobgoaug26/. Eligibility is assessed as on 1 August 2026. Selection is through Online Examination (80% weightage) and Personal Interview (20% weightage). A Financial Service Indemnity Bond is mandatory at joining. Vacancy counts are provisional. Candidates must read the official notification PDF at iob.bank.in before applying. JobShouter.com is not associated with Indian Overseas Bank in any manner.
